Canada is proudly one of the friendliest places for families, students, and travellers from around the globe. Whether you’re here for a month to visit relatives or thinking of making a longer stay with your children or grandchildren, having the right medical insurance is a must. Two popular plans to consider are Visitor Insurance and Super Visa Insurance.
At Planet Insurance Canada, families often ask, “Which one should I get?” or “What’s the real difference?” Let’s clear that up so you feel confident choosing what’s best for your loved ones in between Visitor Visa Insurance Canada & Super Visa Insurance Canada.
What is Visitor Insurance?
Visitor Insurance is for anyone coming to Canada for a short stay—think vacations, family reunions, or any visit shorter than a year. This plan steps in when you need unexpected medical care and the Canadian healthcare system can’t help.
Most plans cover:
- Hospital stays and emergency medical care
- Visits to a family doctor
- Ambulance rides
- Prescription medicine needed right away
- Lab work like blood tests or X-rays
- Repatriation of remains if the unthinkable happens
Visitor Insurance is super flexible. You can get coverage for just a few weeks or stretch it up to a full year, so it fits your trip. It’s open to travellers of any age and can be bought ahead of your trip or right after you land in Canada.
What is Super Visa Insurance?
The Super Visa makes it easier for the parents and grandparents of Canadian citizens or permanent residents to visit—allowing stays of up to five years at once with no need to renew. Since visits can be long, the Canadian government has some special insurance rules.
To get the visa, the visitor must have Super Visa insurance. Here’s what the policy must have:
- Coverage of at least $100,000
- Valid for a full twelve months after stepping into Canada
- Coverage for hospital stays, doctor visits, and getting home after treatment
- Issued by a Canadian insurance company
This insurance not only protects a visitor’s health and safety while they are here, it also meets the official immigration rules.
Key Differences Between Visitor Insurance and Super Visa Insurance
| Feature | Visitor Insurance | Super Visa Insurance |
| Who Needs It? | Tourists, family visitors, international students, short-term travelers | Parents & grandparents applying for Super Visa |
| Coverage Amount | Flexible – usually $25,000 to 1 million | Mandatory minimum $100,000 but coverage is available upto 1 million |
| Length of Stay Covered | Few weeks to 1 year | 1 year and extend depending on your stay |
| Visa Requirement | Optional (but strongly recommended) | Mandatory for Super Visa approval |
| Cost | Depends on age, duration, coverage, and deductibles | Higher premiums, but meets government’s strict requirements |
Which insurance to buy depends on the visit length:
- If the trip is for a short vacation or family celebrations, a general Visitor Insurance policy will work.
- If grandparents or parents will be in the country for years under the Super Visa, the Super Visa Insurance policy is required.
Both types of insurance shield travellers from Canada’s expensive hospital bills. Choosing the correct plan helps keep everyone stress-free.
Planning for your family’s future shouldn’t have to be hard, and Planet Insurance is here to keep everything easy for you. Here’s how:
- Browse and compare dozens of health and dental plans from Canada’s best-known insurers.
- Spot the coverage that fits your family’s health needs and works for your budget.
- Chat with our licensed advisors who bring over 20 years of hands-on experience. They’ll help you make the smart choice.
- Fast quotes and instant proof of insurance for your application
Whether you need Visitor Visa Insurance Canada for a short trip or Super Visa Insurance Canada for your parents and grandparents, Planet Insurance is here to help you.
